Venture vs VentureOne

If you are looking for travel rewards credit card, the Capital One Venture Rewards Credit Card or Venture is one of the best. But there is an aspect of the card that might turn off frugal travelers, then it is an annual fee. For that, you may be inclined to consider the card’s lite version too which is the Capital One VentureOne Rewards Credit Card. But it is passing on a card simply because it has an annual fee may cost you. If you think that it is not enough information for you, you can read completely on the following below article: Venture vs VentureOne.

The venture is one of the few 2% fixed rate travel rewards credit cards available today. Most other travel cards usually specialize in some category shopping like dining and travel. Such cards, such as Chase Sapphire Preferred cards, tend to offer their users’ rewards rates above 2% in special categories and about 1% on everything else. They are great for people who budget leaning heavily towards those special categories. However, if you are someone who has varied more varied expenses (gas, groceries, clothing, electronics), business is one that is ideal for you. While this card does not match the maximum level of awards from some of the other travel gift cards, it is significantly better-rounded. Venture offers a flat 2 x miles in every dollar spent, which translates to a 2% reward rate when miles are used to pay travel costs from your bill. Since there are no individual categories, you do not have to worry about how to optimize your use or specifically manage your cards.

VentureOne is difficult to recommend to anyone. The card awards can reach 1.25 miles on every dollar you spend, which translates to a 1.25% rewards rate on all purchases. Considering you need excellent credit to get this card, we think most users who find themselves in this scenario can do better even when you consider other credit cards from Capital One. The other unique feature of the VentureOne as a reward credit card is the promotional APR. Cardholders can get 0% intro APR for 12 months and 12.99% until 22.99% variable APR after that. This is worth pointing out since the VentureOne doesn’t have any offerings at all. However, once again there is no shortage of other offers that come with similar advantages. Once again we can turn to the VentureOne as one of the example. This card provides 9 months of 0% APR, and 13.99% until 23.99% variable. You can also find offers from other banks that provide 0% APR that lasts over 21 months, if you need more time. Therefore, the 12 months provided by the Capital One VentureOne Rewards Credit Card doesn’t stand out as noteworthy.

- Offers 2% rewards- Offers 1.25% rewards
- Specialization for gas, groceries, clothing, electronics- Specialization of offering promotional APR
- It is easier recommendation for everyone- It is difficult to recommend

Both Venture vs VentureOne as reward credit card have strengths that are difficult to discount. If you’re not sure which one to choose, take a look at your current spending. If it’s more than $666.67 a month, the Venture is likely the better option. But if it’s less, or if you’re buying a big-ticket item soon, you’ll find more value in the VentureOne too.

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